May 2013

Our 10 Favourite Investment Books

Our 10 Favourite Investment Books

We’ve come up with a list of our 10 favourite investment books of all time. Of course there are many other investment books we like, but we’ve narrowed this list down to those books we feel are absolute must-reads for every investor. We feel that by reading all of these books you will get some of the best investment insights in the quickest possible time, ie. the best “bang for y... »

SMSF Double Deductions

SMSF Double Deductions

We recently read about the self-managed super fund (SMSF) double deduction strategy for people eligible to make personal deductible super contributions. In this strategy you can effectively double your tax-deductible (concessional) contribution limit within the current financial year. So instead of the usual $25,000 limit, you can deduct up to $50,000 against your income. This is done by “bringing... »

Legislative Risk Inside Super

Legislative Risk Inside Super

Some people feel that investing inside a super fund or self-managed super fund (SMSF) is not worthwhile because of the ever present risk that legislative changes could adversely affect the strength and merits of using this particular investment structure. This is true to the extent that successive governments may from time to time tinker with the super rules for various economic or political reaso... »

Fixed vs. Variable Interest Rates

Fixed vs. Variable Interest Rates

It’s often written that when deciding whether or not to fix your property loan interest rates you should be very careful as banks will make money out of your loan regardless of whether you fix or not, and that statistically the majority of times when people fix interest rates they end up losing money compared to their position had they remained on variable interest rates. While it is probably true... »